Insurance

Artwork is one of the few insurable items that is likely to appreciate in value over time, so it is important that you are protected by a specialist policy that can accommodate its true worth. We incorporate many covers that your standard home contents insurance will very likely not do.

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Individual Artwork

Swift and comprehensive cover for individual pieces of art

We understand the significance of each individual piece of art, which is why our comprehensive policy is available for single items purchased through our approved galleries.

Our specialist policy takes care of the appreciating value of your purchase leaving you free to relax and enjoy your art. Our Insurer, Great American International Insurance (UK) Limited, being a member of the Great American Insurance Group, are specialists in the area of fine art insurance and are proud to offer quality insurance products, superior customer service and a history of financial strength.

All claims are conducted from their own UK based centre, with dedicated handlers providing a smooth and personal service, with no forms to complete.

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OR

Ultimart Portfolio

Exceptional specialist cover for fine art collections

Ultimart Portfolio can cover any art collection or specific artwork with a simple process including automatic cover on new purchases*.

Artwork increases in value over time, so it is important to choose a policy that can accommodate its true worth. Our Insurer, Great American International Insurance (UK) Limited, being a member of the Great American Insurance Group, are specialists in the area of fine art insurance and are proud to offer quality insurance products, superior customer service and a history of financial strength.

All claims are conducted from their own UK based centre, with dedicated handlers providing a smooth and personal service, with no forms to complete.

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Andreea Calenic

Chief Curator & Art and Framing Consultant

Andreea is our Chief Curator, Art Consultant as well as Framing Expert. She is Paul James' designated curator and looks after his portfolio of limited editions and original artworks, but also our major collectors and the pieces displayed in their homes.

Get in touch with our Chief Curator who will be able to advise and offer you the best cover for your collection…

Art is one of our most valuable assets, so it has to be looked after properly…

Our team are here to make sure you are protected and covered for the ‘unfortunate incidents’ we hear happen the most in the art world.

Even if you would like to have just a quick ‘advice session’ on how to get your artwork insured with your own home insurance and what questions to ask, it is worth having a quick valuation of your portfolio and conversation with our team to save you the money, time and hassle later on down the line…

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Features & Type of CoverUltimart IndividualUltimart PortfolioOther Insurers

Exceptional one to one personal service



You will be assigned a personal art consultant who will discuss your collection with you and assist in obtaining up-to-date valuations to ensure you are always fully covered.

Increased value protection



Peace of mind when your artwork appreciates in value.

All risks cover



Cover for all eventualities including accidental damage, transit and storage.

Our partner galleries’ valuations are always accepted



Many insurers require valuations by a chartered valuer.

No security prerequisites



Many insurers refuse to pay claims if you don’t set your alarm or lock your doors and windows.

Agreed value


We will always cover you for at least what you paid for your artwork at the time of a loss.

No excess



Most insurers have a £250 accidental damage excess.

Cover for new additions



Extra level of protection for collectors adding new purchases.

Storage and transit



Fully covered when moving home or whilst in transit.

Worldwide cover



Keep your artwork anywhere – home, office or abroad. Excludes certain destinations.

Holiday home cover £100,000 per location



No security requirements for cover in 2nd or 3rd home.

Auto cover for purchases abroad



No need to worry about damage in transit back to the UK or to your holiday home.

Restoration and repair



Cover for damage caused by professional restorers or framers.

Death of artist



Appreciation in value covered by up to 200%.

Pairs and sets cover



Covers loss in value if either one is damaged.

Defective title



Fully covered if your artwork is found to belong to someone else.

Inadvertent omissions



Forgot to list an item? It’s still covered up to our policy limit.

Additional costs incurred



Costs for sending items in post etc.

Items on loan


Covered for all risks.

Damage by pets


Fully covered.

Need more information?

Get in touch with The Paul James Gallery team for more information on Artwork Insurance. Our gallery team are always happy to help and advise on any concerns you may have.

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